Our Consultancy Services
Pick any one of our service consultations for free.
Thrift Savings Plan (TSP)
Federal employees can build a secure retirement with a Thrift Savings Plan. Check simplified rules, invest in the best funds, and check your retirement calculator.
TSP Distribution Options
Explore the distribution options to withdraw money from your TSP account. Find out if you should choose partial distribution or total distribution based on your retirement objectives.
Federal Life Insurance
Federal Life Insurance offers comprehensive and reliable life insurance solutions designed to provide financial security for individuals and families.
Office Of Personnel Management
Get expert guidance from retirement consultants to access the Office of Personnel Management online retirement services for federal employees.
Power Banking Concept
Take control of your money, create tax-free growth, and build generational wealth — all through the power of properly structured life insurance.
Calculate Your Retirement
Easily estimate your future retirement income and savings needs. Our tool helps you plan with confidence by projecting finances based on your age, earnings, and contributions.
Federal Disability Retirement
Understand your eligibility and options under FERS or CSRS disability retirement. We help federal employees navigate the OPM application process when a medical condition prevents them from performing their duties.
Workers’ Compensation
OWCP / FECA Learn how to file, manage, and protect your federal workers’ compensation claim through the Office of Workers’ Compensation Programs. Get guidance on FECA benefits, documentation, and your rights after an on-the-job injury.
Family & Medical Leave Act (FMLA)
Know your rights when life happens. We help federal employees understand their FMLA protections — up to 12 weeks of job-protected leave for serious health conditions, family care, and qualifying circumstances.
Rollover For Me
Learn about the different ways to rollover your TSP account into a traditional IRA or ROTH account. Find out how to avoid taxes during withdrawal.
Everything You Need
Right in Your Pocket.
Exclusively for federal employees — track your benefits, plan your retirement, and stay informed. All in one secure app.
Smart Planning Built for Federal Employees
Plan confidently with tools built to help you understand your years of service, retirement timeline, and benefit options.
Clarity on Complex Federal Benefits
Access insights, workshops, and resources that simplify TSP strategies and federal retirement planning.
Union Members Workshop
Jul 11 @ 9:00 amFederal Retirement Benefits Workshop in New York City
Join a Free Federal Retirement Benefits Workshop in New York City, organised especially for federal employees, postal workers, union members, and...
Jul 15 @ 12:00 pmEducational Zoom Webinar: Learn More About Your Rights, Federal Benefits, and Retirement Planning
Know Your Federal Benefits, Protect Your Future. AFGE Local 0518, in collaboration with PWR Retirement Group, invites members to attend an...
Jul 20 @ 11:00 amFederal Retirement Benefits Workshop – Orlando, FL
Are You Prepared to Make Confident Federal Retirement Decisions? AFGE Local 559 in collaboration with PWR Retirement Group for a special...
Ready to See What Your Retirement Actually Looks Like?
Take 5 minutes today. Walk away with clarity on where you stand and what comes next.
TSP Share Prices
| Fund | G Fund | F Fund | C Fund | S Fund | I Fund |
|---|
The Lifecycle(L) Fund
| Fund | L INC | L 2025 | L 2030 | L 2035 | L 2040 |
|---|
| Fund | L 2045 | L 2050 | L 2055 | L 2060 | L 2065 |
|---|
Simplify & Secure Your Savings with Our MDRT-Recognized Retirement Experts!
PWR Retirement Group, recognized by the Million Dollar Round Table (MDRT) for excellence, guides over a thousand satisfied federal employees. Our MDRT-recognized advisors create a financial roadmap tailored to your retirement goals.
News & Insights
Find out our latest news
Secure Your Florida Federal Retirement for a Stronger Future
Souvik Das2026-07-03T01:18:46-04:00July 2nd, 2026|
If you are a federal employee in Florida, your retirement benefits...
Why Thousands of Federal Employees Are Converting TSP Funds in 2026
Souvik Das2026-06-08T04:08:59-04:00June 8th, 2026|
Something big is happening inside the Thrift Savings Plan — and...
How FMLA Leave Affects Your TSP, FERS Pension, and Retirement Timeline
Souvik Das2026-06-08T08:32:43-04:00June 6th, 2026|
When a major life event occurs, retirement planning is usually the...
Grow Your Future While Helping Others Secure Theirs
Join PWR Retirement Group and grow your career with the mentorship, tools, and support needed to make a meaningful impact.
Join our Channel on
Be a part of our financial journey with informative videos, live discussions, the latest trends, and exclusive news with PWR Retirement Group. We take pride in our consultation to help federal employees maximize their retirement benefits.
Plan A Better Tomorrow Systematically
Manage Your Wealth
Track your funds, create a portfolio, invest smartly, save from taxes, and protect your wealth with excellent financial planning.
Grow Your Savings
Compare the right investment funds with diverse tax benefits. Match and maximize your contributions each term. Invest strategically for high returns.
Consult With A Trusted Advisor
Get a reliable financial companion at every step of your federal employment investment and insurance decisions
Secure Your Outcomes
Our commitment to your wellness stops at achieving your retirement milestones for a happy and secure life.
FAQ’s
Frequently asked questions
Follow these steps to find the best retirement consultant for federal employees in the USA and Puerto Rico –
- Check financial advisor listing websites
- Browse the Certified Financial Planner (CFP) Board website
- Scroll through social media platforms
- List your requirements on financial planning websites
- Get recommendations from online reviews
TSP distribution or withdrawal happens in 4 different methods.
- Partial Distribution – Minimum withdrawal requirements may apply based on current Thrift Savings Plan rules. Please refer to official guidelines for up-to-date limits.
- Complete Distribution – Withdrawing the entire amount present in the TSP account.
- Annuity Purchase – Purchase annuities with TSP funds for lifetime coverage. This is a one-time payment for annuities where the federal employee gets monthly payments for their lifetime.
- Installments – A monthly, quarterly, or half-yearly plan to withdraw money from the TSP account.
Different TSP rollover methods are –
-
- In-Kind Transfer – This type of transfer is applicable for switching your investments from one employer to another without any tax penalties.
- Set Up IRAs Before Rollover – Choose the type of IRA account and appoint beneficiaries before rolling over a TSP account. Your employer can directly transfer funds to the new account or offer a cheque to deposit into the new employer’s plan.
- Liquidation of Individual Funds – Closing down different types of TSP funds and liquidating the amount to invest in the rollover account.
The 2 Types of Rollover are –
- Direct Rollover – Broker to Broker
- Indirect Rollover – TSP to person
A retirement consultant maximizes your savings and strengthens your investment portfolio to help you achieve your aim. Specific responsibilities include –
- Help explore the rules, benefits, and limitations of the Federal Employee Retirement System and Civil Service Retirement System plans
- Smart investment into the best TSP funds
- Assess the profit and returns on each TSP fund type
- Navigate the plans and benefits of the Federal Employees Group Life Insurance plan
- Identifying a pre-tax or post-tax investment plan for your retirement
- Compare the benefits of different savings plans
- Lower the tax deductions from pension and savings
FEGLI (Federal Employees’ Group Life Insurance) is a group term life insurance program provided to eligible federal employees. It is designed to offer financial protection by paying a death benefit to designated beneficiaries in the event of the insured person’s death while the policy is active. It helps support families with financial security during difficult times.
FEGLI does not accumulate cash value or function as an investment. Coverage remains active only while eligibility requirements are met and required premiums are continuously paid.
Federal employees get 6 types of TSP fund options for investment. These are –
- TSP C Fund – Common stock index S&P500 investments
- TSP S Fund – Small-cap stock index investments
- TSP I Fund – Large international companies in developed markets in Europe, Asia, and the Pacific.
- TSP F Fund – Bonds investments
- TSP G Fund – Government securities funds
- TSP L Fund – A combination of the above 5 types of investment funds
Some of the noteworthy plans to achieve your retirement milestones are –
- Federal Employees Group Life Insurance – This is the biggest life insurance program offered by the US Federal Government applicable to federal employees only.
- Thrift Savings Plan – A FERS-based retirement savings plan with several types of funds and income benefits.
- Social Security Benefits – A retirement program that compensates with income and disability benefits to federal employees more than 62 years old.
- Federal Employees Health Benefits – Healthcare compensation plan for federal employees and their families.
The best age to withdraw money from the TSP account is after 59 and a half years.
Also, if you have reached the age of 73 years, it is mandatory to withdraw the required minimum distributions from the TSP account. Failure to withdraw money from this account after a certain age results in penalties.
Similarly, withdrawing money from the TSP account before the age of 59 and a half years also levies tax penalties.
Partnership with us
“TSP ORIENTATION FREE FROM FEDERAL ENTITIES”
WE ARE NOT ASSOCIATED WITH ANY FEDERAL ORGANIZATION
PWR Retirement Group, formerly known as PSR Assurance, has rebranded to reflect its expanded focus on retirement planning services.
